Victim of a Hit & Run?
Know Your Rights
Dealing with a hit and run is frustrating, but you shouldn't have to pay for someone else's mistake. Learn how California law protects you and how to get your vehicle repaired without your insurance rates skyrocketing.
Will My Insurance Premium Go Up?
Many drivers hesitate to report a hit and run because they fear their insurance premiums will increase. However, in California, Proposition 103 protects drivers from rate hikes for accidents where they are not at fault.
A hit and run is legally considered a not-at-fault accident (as long as you were legally parked or hit by an unidentified driver). If you file a claim under your Uninsured Motorist Property Damage (UMPD) or Collision coverage, your insurance company cannot raise your rates for filing the claim.
The Bottom Line
If someone hits your parked car and drives off, or strikes you in traffic and flees, you can use your insurance to cover the repairs. Your premium will not increase because you are 0% at fault.
What To Do After a Hit & Run
Call the Police & File a Report
A police report is crucial for a hit and run claim. It serves as official documentation that the accident occurred and that the other driver fled the scene. Do this immediately.
Document the Damage
Take clear photos of your vehicle's damage, the location where it happened, and any paint transfer from the other vehicle. Look around for potential security cameras nearby.
Contact Your Insurance
Report the incident to your insurance provider. Let them know it was a hit and run and provide the police report number.
Get a Professional Estimate
Bring your vehicle to New International Auto Body. We will assess the damage, provide a detailed estimate, and work directly with your insurance to ensure everything is covered properly.
Let Us Handle The Stress
For over 15 years, we've helped Carson drivers navigate hit and run insurance claims. We know the process inside and out, and we'll restore your vehicle to pre-accident condition.